A card your agent
can carry.
Real-world spending for agents: a card issued against the agent's wallet, authorized by the same spend guard that already decides every on-chain payment. Groceries, SaaS seats, ad spend — refused the same way an over-budget transfer is refused.
There is no card yet. Nothing is issued, and nobody can charge anything today. When it launches, it appears here first and on our official X account, nowhere else. Anyone offering an early Moneo card is a scam.
The wallet's policy, at the point of sale.
Allowlists by merchant, category, or domain. Deny by default, same as the wallet's counterparty policy.
A ceiling on any single authorization. The card declines above it, before the charge exists.
The same rolling windows the wallet uses: an hour, a day, a week. A runaway loop hits the budget, not the balance.
One call, or one tap, and the card stops authorizing. The wallet underneath is untouched.
Every authorization, decline, and refund lands in the same decision ledger as wallet payments, attributable to one agent and one policy version.
- Status
- not yet issued
- Bound to
- agent wallet
- Merchant lock
- allowlist-only
- Per charge
- $100 max
- Rolling 24h
- $500
- Freeze
- instant
The waitlist is the announcement channel.
Follow the official account and you will know the moment issuing opens. Meanwhile, the wallet ships today.